Personal Checking Accounts

Click here to compare our accounts.

Basic Checking

  • Available to individuals 18 or older
  • Opening Deposit – $100.00
  • No minimum balance
  • First 15 debits per month free, $0.25 each over 15
  • Free personalized member checks or check discount
  • Free Cashier's Checks
  • Free Money Orders
  • Free Notary Service
  • Overdraft Protection Loan available– $65 annual fee
  • Debit card - $0 annual fee
  • Images returned with statement
  • Insurance benefits with up to $5,000 Accidental Death & Dismemberment
  • Travel benefit
  • Security benefit
  • $7.50 service charge for this account

Enhanced Checking

  • Available to individuals 18 or older
  • Opening Deposit – $100.00
  • No minimum balance
  • Unlimited monthly debits & withdrawals
  • Free personalized member checks or check discount
  • Free Cashier's Checks
  • Free Money Orders
  • Free Notary Service
  • Overdraft Protection Loan available– $65 annual fee
  • Debit card - $0 annual fee
  • Images returned with statement
  • Insurance benefits with up to $10,000 Accidental Death & Dismemberment
  • Travel benefit
  • Shopping benefit
  • Health care benefit
  • Security benefit
  • $9.50 service charge for this account

Enhanced Family Checking

  • Available to individuals 18 or older
  • Opening Deposit – $100.00
  • No minimum balance
  • Unlimited monthly debits & withdrawals
  • Free personalized member checks or check discount
  • Free Cashier's Checks
  • Free Money Orders
  • Free Notary Service
  • Overdraft Protection Loan available– $65 annual fee
  • Debit card - $0 annual fee
  • Images returned with statement
  • Insurance benefits with up to $30,000 Accidental Death & Dismemberment
  • Travel benefit
  • Shopping benefit
  • Health care benefit
  • Security benefit
  • $11.50 service charge for this account

Preferred 60 Checking

  • Available to individuals 60+ years
  • Opening Deposit – $100.00
  • No minimum balance
  • Unlimited monthly debits & withdrawals
  • Free personalized member checks or check discount
  • Free Cashier's Checks
  • Free Money Orders
  • Free Notary Service
  • Overdraft Protection Loan available– $65 annual fee
  • Debit card - $0 annual fee
  • Images returned with statement
  • Insurance benefits with up to $100,000 CC Accidental Death & Dismemberment
  • Travel benefit
  • Shopping benefit
  • Health care benefit
  • Security benefit
  • $4.50 service charge for this account

Personal Checking

  • Available to individuals 18 or older
  • Opening Deposit – $100.00
  • No minimum balance
  • Unlimited monthly debits @ $0.20 each
  • Overdraft Protection Loan available- $65 annual fee
  • Credit of $.04 is given for each $100.00 of avg. collected balance during month
  • Debit card - $0 annual fee
  • Images returned with statement
  • $5.50 + Ledger Entries

Freeway Checking

  • Available to individuals 18 or older
  • Opening Deposit – $100.00
  • No minimum balance
  • Unlimited monthly debits & withdrawals
  • Electronic Statement (If paper statement-$3.50 service charge)

Direct Deposit

  • Available to individuals 18 or older
  • Opening Deposit – $100.00
  • No minimum balance
  • 2 FREE credits, 4 FREE debits with $0.25 each over 4
  • Images returned with statement
  • $7.50 service charge for this account  

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